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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,749 | $123,155-23.1% | $108,753-12.9% | $155,188-38.9% |
| Participation rate | 73.3% | 75.6%-2.3pp | 71.1%+2.2pp | 80.8%-7.5pp |
| Annual return | 5.94% | 44.73%-38.8pp | 37.47%-31.5pp | 148.84%-142.9pp |
| Employer contribution / active EE | $1,664 | $2,811-40.8% | $2,427-31.4% | $4,248-60.8% |
| Participant deferral / active EE | $3,160 | $4,623-31.7% | $4,115-23.2% | $6,531-51.6% |
| Admin fee / account holder | $3,372 | $12,126-72.2% | $10,320-67.3% | $14,480-76.7% |