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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,395 | $162,967-38.4% | $135,792-26.1% | $138,895-27.7% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 15.87% | 30.08%-14.2pp | 25.96%-10.1pp | 145.39%-129.5pp |
| Employer contribution / active EE | $3,468 | $4,211-17.7% | $3,496-0.8% | $4,194-17.3% |
| Participant deferral / active EE | $1,322 | $5,640-76.6% | $4,759-72.2% | $6,396-79.3% |
| Admin fee / account holder | $909 | $15,306-94.1% | $12,266-92.6% | $12,562-92.8% |