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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,632 | $104,098-19.7% | $140,514-40.5% | $94,015-11.0% |
| Participation rate | 78.1% | 73.7%+4.4pp | 77.8%+0.3pp | 70.8%+7.3pp |
| Annual return | 12.23% | 15.14%-2.9pp | 14.36%-2.1pp | 17.84%-5.6pp |
| Employer contribution / active EE | $0 | $2,388-100.0% | $3,378-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $2,832 | $4,033-29.8% | $4,919-42.4% | $4,249-33.4% |
| Admin fee / account holder | $2,598 | $10,439-75.1% | $13,697-81.0% | $8,951-71.0% |