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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,551 | $154,228+21.0% | $145,433+28.3% | $137,256+35.9% |
| Participation rate | 94.7% | 83.8%+10.9pp | 82.1%+12.6pp | 80.0%+14.8pp |
| Annual return | 11.36% | 74.59%-63.2pp | 66.58%-55.2pp | 220.34%-209.0pp |
| Employer contribution / active EE | $6,172 | $4,804+28.5% | $4,554+35.5% | $4,156+48.5% |
| Participant deferral / active EE | $7,523 | $8,216-8.4% | $7,897-4.7% | $6,407+17.4% |
| Admin fee / account holder | $85,295 | $14,344+494.7% | $13,129+549.7% | $12,270+595.1% |