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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,044 | $167,415-64.1% | $140,514-57.3% | $198,609-69.8% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 12.49% | 13.85%-1.4pp | 14.36%-1.9pp | 202.70%-190.2pp |
| Employer contribution / active EE | $1,022 | $4,088-75.0% | $3,378-69.8% | $5,055-79.8% |
| Participant deferral / active EE | $3,479 | $5,579-37.6% | $4,919-29.3% | $6,977-50.1% |
| Admin fee / account holder | $2,085 | $16,730-87.5% | $13,697-84.8% | $19,030-89.0% |