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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,579 | $110,379-42.4% | $102,412-37.9% | $145,884-56.4% |
| Participation rate | 89.5% | 77.9%+11.5pp | 74.5%+15.0pp | 80.3%+9.2pp |
| Annual return | 9.63% | 24.84%-15.2pp | 24.94%-15.3pp | 551.85%-542.2pp |
| Employer contribution / active EE | $5,770 | $4,216+36.8% | $3,870+49.1% | $4,662+23.8% |
| Participant deferral / active EE | $9,237 | $5,622+64.3% | $5,060+82.5% | $6,690+38.1% |
| Admin fee / account holder | $1,359 | $9,745-86.1% | $8,388-83.8% | $13,392-89.8% |