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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,932 | $76,368+215.5% | $67,681+256.0% | $154,746+55.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 1.84% | 1066.77%-1064.9pp | 590.58%-588.7pp | 172.34%-170.5pp |
| Employer contribution / active EE | $40,827 | $3,151+1195.5% | $2,678+1424.3% | $4,379+832.3% |
| Participant deferral / active EE | $11,488 | $4,824+138.2% | $3,976+189.0% | $6,730+70.7% |
| Admin fee / account holder | $2,724 | $8,559-68.2% | $6,100-55.4% | $14,365-81.0% |