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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,118 | $110,137-78.1% | $161,149-85.0% | $82,637-70.8% |
| Participation rate | 97.4% | 72.4%+25.0pp | 78.8%+18.5pp | 68.1%+29.3pp |
| Annual return | 17.35% | 20.69%-3.3pp | 21.16%-3.8pp | 53.51%-36.2pp |
| Employer contribution / active EE | $3,038 | $2,856+6.4% | $4,360-30.3% | $2,552+19.0% |
| Participant deferral / active EE | $5,427 | $4,575+18.6% | $6,153-11.8% | $4,126+31.5% |
| Admin fee / account holder | $363 | $9,467-96.2% | $15,194-97.6% | $7,339-95.1% |