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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,118 | $115,931-79.2% | $185,441-87.0% | $86,983-72.3% |
| Participation rate | 97.4% | 73.6%+23.7pp | 80.3%+17.1pp | 69.5%+27.8pp |
| Annual return | 17.35% | 21.47%-4.1pp | 20.16%-2.8pp | 25.83%-8.5pp |
| Employer contribution / active EE | $3,038 | $2,937+3.5% | $4,672-35.0% | $2,584+17.6% |
| Participant deferral / active EE | $5,427 | $4,551+19.3% | $6,152-11.8% | $4,194+29.4% |
| Admin fee / account holder | $363 | $10,687-96.6% | $17,890-98.0% | $7,856-95.4% |