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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,244 | $167,415-41.9% | $140,514-30.8% | $198,609-51.0% |
| Participation rate | 50.0% | 80.9%-30.9pp | 77.8%-27.8pp | 82.4%-32.4pp |
| Annual return | 14.99% | 13.85%+1.1pp | 14.36%+0.6pp | 202.70%-187.7pp |
| Employer contribution / active EE | $1,606 | $4,088-60.7% | $3,378-52.5% | $5,055-68.2% |
| Participant deferral / active EE | $2,997 | $5,579-46.3% | $4,919-39.1% | $6,977-57.0% |
| Admin fee / account holder | $4,812 | $16,730-71.2% | $13,697-64.9% | $19,030-74.7% |