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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,244 | $124,425-21.8% | $112,040-13.2% | $137,256-29.2% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 14.99% | 24.72%-9.7pp | 24.52%-9.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $1,606 | $3,411-52.9% | $2,954-45.6% | $4,156-61.3% |
| Participant deferral / active EE | $2,997 | $5,718-47.6% | $5,098-41.2% | $6,407-53.2% |
| Admin fee / account holder | $4,812 | $15,207-68.4% | $12,098-60.2% | $12,270-60.8% |