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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,244 | $136,860-28.9% | $120,344-19.2% | $154,746-37.2% |
| Participation rate | 50.0% | 79.9%-29.9pp | 76.7%-26.7pp | 80.7%-30.7pp |
| Annual return | 14.99% | 21.38%-6.4pp | 20.30%-5.3pp | 172.34%-157.3pp |
| Employer contribution / active EE | $1,606 | $3,533-54.5% | $3,020-46.8% | $4,379-63.3% |
| Participant deferral / active EE | $2,997 | $5,793-48.3% | $5,135-41.6% | $6,730-55.5% |
| Admin fee / account holder | $4,812 | $15,393-68.7% | $12,742-62.2% | $14,365-66.5% |