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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,646 | $166,089-72.5% | $164,928-72.3% | $145,978-68.7% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 14.03% | 100.26%-86.2pp | 70.08%-56.1pp | 550.52%-536.5pp |
| Employer contribution / active EE | $1,646 | $5,276-68.8% | $4,343-62.1% | $4,662-64.7% |
| Participant deferral / active EE | $5,106 | $6,961-26.6% | $6,034-15.4% | $6,690-23.7% |
| Admin fee / account holder | $4,383 | $16,641-73.7% | $12,684-65.4% | $13,400-67.3% |