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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,586 | $111,830-66.4% | $93,696-59.9% | $145,884-74.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 8.29% | 204.08%-195.8pp | 133.74%-125.5pp | 551.85%-543.6pp |
| Employer contribution / active EE | $8,074 | $3,093+161.0% | $2,422+233.4% | $4,662+73.2% |
| Participant deferral / active EE | $529 | $4,920-89.2% | $4,417-88.0% | $6,690-92.1% |
| Admin fee / account holder | $493 | $10,249-95.2% | $8,287-94.0% | $13,392-96.3% |