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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,870 | $111,535+218.2% | $105,223+237.3% | $137,256+158.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 15.90% | 237.85%-222.0pp | 180.65%-164.7pp | 220.34%-204.4pp |
| Employer contribution / active EE | $9,892 | $3,939+151.1% | $3,689+168.2% | $4,156+138.0% |
| Participant deferral / active EE | $11,659 | $5,500+112.0% | $5,072+129.9% | $6,407+82.0% |
| Admin fee / account holder | $897 | $9,721-90.8% | $8,859-89.9% | $12,270-92.7% |