Retirement plan

HEMPHILL-O'NEILL COMPANY 401(K) PROFIT SHARING PLAN

Name: HEMPHILL-O'NEILL COMPANY - HEMPHILL-O'NEILL COMPANY 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: HEMPHILL-O'NEILL COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HEMPHILL-O'NEILL COMPANY 401(K) PROFIT SHARING PLAN, HEMPHILL-O'NEILL COMPANY

HEMPHILL-O'NEILL COMPANYEIN 91-0518549Plan #001PY 2025

P.O. BOX 1323 - CHEHALIS, WA 985320310360-748-6607hemphilloneill.comLinkedIn1-10 employeesrenewables & environment

Prospect flagsHigh feesLow participant contribution

How to read this page

Total assets (EOY)

$681K

-65.8% from 2024

Total participants

-44.4% from 2024

Average account balance

$136,112

-38.4% from 2024

Annual return

4.31%

+0.73 pp from 2024

Benchmarks

See 1,901 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort1,901 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$681K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$136K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

125.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$50K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+4.31%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$288579

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$1.4M

$360724 / participant

Other / not subdivided$1M100.0%

% of EOY assets

212.017%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$136,112

$177,595-23.4%

$148,496-8.3%

$198,609-31.5%

Participation rate

100.0%

79.3%+20.7pp

76.0%+24.0pp

82.4%+17.6pp

Annual return

4.31%

9.97%-5.7pp

12.33%-8.0pp

202.70%-198.4pp

Employer contribution / active EE

$12,427

$4,098+203.3%

$3,497+255.3%

$5,055+145.8%

Participant deferral / active EE

$5,539-100.0%

$4,808-100.0%

$6,977-100.0%

Admin fee / account holder

$288,579

$27,010+968.4%

$19,547+1376.3%

$19,030+1416.4%

HEMPHILL-O'NEILL COMPANY 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HEMPHILL-O'NEILL COMPANY 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion