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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,741 | $162,136-58.8% | $152,301-56.2% | $154,746-56.9% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 23.02% | 91.02%-68.0pp | 80.50%-57.5pp | 172.34%-149.3pp |
| Employer contribution / active EE | $12,540 | $4,890+156.4% | $4,624+171.2% | $4,379+186.4% |
| Participant deferral / active EE | $9,347 | $8,341+12.1% | $8,004+16.8% | $6,730+38.9% |
| Admin fee / account holder | $3,412 | $15,759-78.3% | $14,398-76.3% | $14,365-76.2% |