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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,741 | $154,228-56.7% | $145,433-54.1% | $137,256-51.4% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 23.02% | 74.59%-51.6pp | 66.58%-43.6pp | 220.34%-197.3pp |
| Employer contribution / active EE | $12,540 | $4,804+161.0% | $4,554+175.3% | $4,156+201.7% |
| Participant deferral / active EE | $9,347 | $8,216+13.8% | $7,897+18.4% | $6,407+45.9% |
| Admin fee / account holder | $3,412 | $14,344-76.2% | $13,129-74.0% | $12,270-72.2% |