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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,874 | $110,337-84.7% | $102,383-83.5% | $145,877-88.4% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 12.67% | 24.83%-12.2pp | 24.94%-12.3pp | 551.28%-538.6pp |
| Employer contribution / active EE | $1,305 | $4,216-69.1% | $3,870-66.3% | $4,663-72.0% |
| Participant deferral / active EE | $1,832 | $5,621-67.4% | $5,060-63.8% | $6,691-72.6% |
| Admin fee / account holder | $6,886 | $9,750-29.4% | $8,391-17.9% | $13,402-48.6% |