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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,556 | $185,312-82.4% | $161,489-79.8% | $154,746-79.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 23.70% | 103.84%-80.1pp | 89.72%-66.0pp | 172.34%-148.6pp |
| Employer contribution / active EE | $8,442 | $4,769+77.0% | $4,268+97.8% | $4,379+92.8% |
| Participant deferral / active EE | $5,289 | $6,350-16.7% | $5,630-6.1% | $6,730-21.4% |
| Admin fee / account holder | $1,693 | $18,654-90.9% | $16,006-89.4% | $14,365-88.2% |