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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,799 | $25,014+91.1% | $69,623-31.3% | $80,935-40.9% |
| Participation rate | 23.2% | 64.2%-41.1pp | 66.4%-43.3pp | 67.7%-44.5pp |
| Annual return | 11.74% | 19.08%-7.3pp | 101.23%-89.5pp | 35.66%-23.9pp |
| Employer contribution / active EE | $1,091 | $991+10.1% | $1,709-36.2% | $2,757-60.4% |
| Participant deferral / active EE | $5,499 | $1,840+198.9% | $2,890+90.3% | $4,299+27.9% |
| Admin fee / account holder | $7,998 | $2,491+221.1% | $4,696+70.3% | $6,924+15.5% |