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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,564 | $108,912+107.1% | $100,383+124.7% | $145,959+54.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 8.19% | 57.96%-49.8pp | 49.26%-41.1pp | 561.95%-553.8pp |
| Employer contribution / active EE | $12,618 | $4,423+185.3% | $3,944+219.9% | $4,661+170.7% |
| Participant deferral / active EE | $18,699 | $8,451+121.3% | $8,086+131.3% | $6,689+179.6% |
| Admin fee / account holder | $1,913 | $9,690-80.3% | $7,900-75.8% | $13,398-85.7% |