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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,564 | $108,897+107.1% | $100,378+124.7% | $145,877+54.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 8.19% | 58.17%-50.0pp | 49.41%-41.2pp | 551.28%-543.1pp |
| Employer contribution / active EE | $12,618 | $4,420+185.5% | $3,942+220.1% | $4,663+170.6% |
| Participant deferral / active EE | $18,699 | $8,455+121.2% | $8,087+131.2% | $6,691+179.5% |
| Admin fee / account holder | $1,913 | $9,690-80.3% | $7,899-75.8% | $13,402-85.7% |