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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,530 | $90,614-54.2% | $76,089-45.4% | $145,877-71.5% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.1%+5.9pp | 80.3%-5.3pp |
| Annual return | 16.62% | 623.80%-607.2pp | 360.94%-344.3pp | 551.28%-534.7pp |
| Employer contribution / active EE | $3,893 | $3,324+17.1% | $2,690+44.7% | $4,663-16.5% |
| Participant deferral / active EE | $4,313 | $5,168-16.5% | $4,259+1.3% | $6,691-35.5% |
| Admin fee / account holder | $9,220 | $8,376+10.1% | $6,418+43.7% | $13,402-31.2% |