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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,530 | $90,691-54.2% | $76,119-45.4% | $145,884-71.5% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.1%+5.9pp | 80.3%-5.3pp |
| Annual return | 16.62% | 624.52%-607.9pp | 361.25%-344.6pp | 551.85%-535.2pp |
| Employer contribution / active EE | $3,893 | $3,329+16.9% | $2,693+44.6% | $4,662-16.5% |
| Participant deferral / active EE | $4,313 | $5,167-16.5% | $4,259+1.3% | $6,690-35.5% |
| Admin fee / account holder | $9,220 | $8,383+10.0% | $6,421+43.6% | $13,392-31.2% |