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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,734 | $107,421+6.8% | $182,262-37.0% | $94,015+22.0% |
| Participation rate | 82.2% | 77.8%+4.4pp | 84.2%-2.0pp | 70.8%+11.4pp |
| Annual return | 18.06% | 21.32%-3.3pp | 140.60%-122.5pp | 17.84%+0.2pp |
| Employer contribution / active EE | $2,458 | $3,448-28.7% | $5,046-51.3% | $2,790-11.9% |
| Participant deferral / active EE | $10,028 | $6,558+52.9% | $8,276+21.2% | $4,249+136.0% |
| Admin fee / account holder | $2,805 | $8,692-67.7% | $16,712-83.2% | $8,951-68.7% |