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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,731 | $80,812-73.1% | $160,784-86.5% | $82,448-73.6% |
| Participation rate | 57.6% | 66.2%-8.6pp | 77.0%-19.3pp | 68.1%-10.4pp |
| Annual return | 15.07% | 100.59%-85.5pp | 1803.92%-1788.9pp | 41.64%-26.6pp |
| Employer contribution / active EE | $1,735 | $2,174-20.2% | $3,733-53.5% | $2,551-32.0% |
| Participant deferral / active EE | $3,956 | $4,335-8.7% | $6,293-37.1% | $4,139-4.4% |
| Admin fee / account holder | $306 | $7,695-96.0% | $9,717-96.8% | $7,234-95.8% |