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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,541 | $178,174-73.3% | $156,181-69.6% | $137,256-65.4% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.8%-28.8pp | 80.0%-30.0pp |
| Annual return | 13.23% | 84.19%-71.0pp | 64.87%-51.6pp | 220.34%-207.1pp |
| Employer contribution / active EE | $1,364 | $4,972-72.6% | $4,294-68.2% | $4,156-67.2% |
| Participant deferral / active EE | $3,163 | $6,888-54.1% | $6,132-48.4% | $6,407-50.6% |
| Admin fee / account holder | $5,876 | $17,404-66.2% | $14,586-59.7% | $12,270-52.1% |