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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,635 | $166,268-28.6% | $165,100-28.1% | $145,897-18.7% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.6%+4.7pp | 80.3%+3.0pp |
| Annual return | 15.13% | 100.52%-85.4pp | 70.21%-55.1pp | 552.29%-537.2pp |
| Employer contribution / active EE | $6,487 | $5,284+22.8% | $4,348+49.2% | $4,663+39.1% |
| Participant deferral / active EE | $10,132 | $6,964+45.5% | $6,035+67.9% | $6,689+51.5% |
| Admin fee / account holder | $1,408 | $16,659-91.6% | $12,696-88.9% | $13,390-89.5% |