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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,967 | $178,174-25.9% | $156,181-15.5% | $137,256-3.9% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.8%+6.9pp | 80.0%+5.8pp |
| Annual return | 17.24% | 84.19%-66.9pp | 64.87%-47.6pp | 220.34%-203.1pp |
| Employer contribution / active EE | $5,595 | $4,972+12.5% | $4,294+30.3% | $4,156+34.6% |
| Participant deferral / active EE | $8,169 | $6,888+18.6% | $6,132+33.2% | $6,407+27.5% |
| Admin fee / account holder | $1,543 | $17,404-91.1% | $14,586-89.4% | $12,270-87.4% |