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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,967 | $111,787-15.0% | $93,681+1.4% | $145,978-34.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 7.10% | 203.52%-196.4pp | 133.47%-126.4pp | 550.52%-543.4pp |
| Employer contribution / active EE | $705 | $3,093-77.2% | $2,422-70.9% | $4,662-84.9% |
| Participant deferral / active EE | $2,458 | $4,918-50.0% | $4,415-44.3% | $6,690-63.3% |
| Admin fee / account holder | $29,043 | $10,256+183.2% | $8,290+250.3% | $13,400+116.7% |