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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,916 | $160,070-41.3% | $147,117-36.2% | $145,897-35.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.18% | 98.69%-79.5pp | 420.54%-401.4pp | 552.29%-533.1pp |
| Employer contribution / active EE | $0 | $5,285-100.0% | $4,932-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $7,349 | $8,419-12.7% | $8,065-8.9% | $6,689+9.9% |
| Admin fee / account holder | $736 | $15,035-95.1% | $12,993-94.3% | $13,390-94.5% |