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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,973 | $124,425-79.1% | $112,040-76.8% | $137,256-81.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 6.64% | 24.72%-18.1pp | 24.52%-17.9pp | 220.34%-213.7pp |
| Employer contribution / active EE | $1,581 | $3,411-53.7% | $2,954-46.5% | $4,156-62.0% |
| Participant deferral / active EE | $8,920 | $5,718+56.0% | $5,098+75.0% | $6,407+39.2% |
| Admin fee / account holder | $56,698 | $15,207+272.9% | $12,098+368.7% | $12,270+362.1% |