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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,373 | $160,028-67.3% | $147,080-64.4% | $145,884-64.1% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 16.61% | 98.60%-82.0pp | 420.17%-403.6pp | 551.85%-535.2pp |
| Employer contribution / active EE | $0 | $5,286-100.0% | $4,933-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,652 | $8,422-56.6% | $8,066-54.7% | $6,690-45.4% |
| Admin fee / account holder | $19,466 | $15,030+29.5% | $12,989+49.9% | $13,392+45.4% |