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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,330 | $57,119-50.4% | $85,187-66.7% | $80,935-65.0% |
| Participation rate | 14.9% | 56.4%-41.5pp | 67.5%-52.6pp | 67.7%-52.8pp |
| Annual return | 10.63% | 21.70%-11.1pp | 66.67%-56.0pp | 35.66%-25.0pp |
| Employer contribution / active EE | $464 | $1,802-74.3% | $2,732-83.0% | $2,757-83.2% |
| Participant deferral / active EE | $0 | $3,115-100.0% | $4,525-100.0% | $4,299-100.0% |
| Admin fee / account holder | $2,296 | $4,990-54.0% | $6,162-62.7% | $6,924-66.8% |