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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,034 | $73,787+88.4% | $98,716+40.8% | $82,448+68.6% |
| Participation rate | 76.9% | 61.4%+15.5pp | 69.3%+7.6pp | 68.1%+8.9pp |
| Annual return | 17.34% | 18.57%-1.2pp | 31.81%-14.5pp | 41.64%-24.3pp |
| Employer contribution / active EE | $8,513 | $1,511+463.3% | $2,279+273.6% | $2,551+233.7% |
| Participant deferral / active EE | $6,788 | $3,081+120.3% | $4,048+67.7% | $4,139+64.0% |
| Admin fee / account holder | $588 | $6,500-91.0% | $8,703-93.2% | $7,234-91.9% |