Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,559 | $64,920-89.9% | $103,693-93.7% | $86,983-92.5% |
| Participation rate | 47.7% | 63.6%-15.9pp | 72.6%-25.0pp | 69.5%-21.8pp |
| Annual return | 19.28% | 30.29%-11.0pp | 47.61%-28.3pp | 25.83%-6.5pp |
| Employer contribution / active EE | $199 | $2,141-90.7% | $2,920-93.2% | $2,584-92.3% |
| Participant deferral / active EE | $1,146 | $3,241-64.6% | $4,579-75.0% | $4,194-72.7% |
| Admin fee / account holder | $1,016 | $6,191-83.6% | $7,858-87.1% | $7,856-87.1% |