Retirement plan

STEVEN L. SHERIDAN ANKLE & FOOT SPECIALTY CLINIC 401(K) PLAN

Name: STEVEN L SHERIDAN ANKLE & FOOT SPEC - STEVEN L. SHERIDAN ANKLE & FOOT SPECIALTY CLINIC 401(K) PLAN (2025) Form 5500
Creator: STEVEN L SHERIDAN ANKLE & FOOT SPEC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STEVEN L. SHERIDAN ANKLE & FOOT SPECIALTY CLINIC 401(K) PLAN, STEVEN L SHERIDAN ANKLE & FOOT SPEC

STEVEN L SHERIDAN ANKLE & FOOT SPECEIN 90-0478915Plan #001PY 2025

P.O. BOX 88 - SANDUSKY, MI 484710000999-999-9999

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$693K

+15.8% from 2024

Total participants

0.0% from 2024

Average account balance

$173,152

+44.7% from 2024

Annual return

12.90%

+9.96 pp from 2024

Benchmarks

See 115,703 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort115,703 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$693K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$173K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$37K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.90%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5969

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2R2T3D3B

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$24K

$4775 / participant

Other / not subdivided$24K100.0%

% of EOY assets

3.447%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$173,152

$154,228+12.3%

$145,433+19.1%

$137,256+26.2%

Participation rate

80.0%

83.8%-3.8pp

82.1%-2.1pp

80.0%0pp

Annual return

12.90%

74.59%-61.7pp

66.58%-53.7pp

220.34%-207.4pp

Employer contribution / active EE

$464

$4,804-90.3%

$4,554-89.8%

$4,156-88.8%

Participant deferral / active EE

$6,996

$8,216-14.9%

$7,897-11.4%

$6,407+9.2%

Admin fee / account holder

$5,969

$14,344-58.4%

$13,129-54.5%

$12,270-51.4%

STEVEN L. SHERIDAN ANKLE & FOOT SPECIALTY CLINIC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STEVEN L. SHERIDAN ANKLE & FOOT SPECIALTY CLINIC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion