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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,715 | $93,345-71.4% | $119,126-77.6% | $87,485-69.5% |
| Participation rate | 55.0% | 68.7%-13.7pp | 75.8%-20.8pp | 68.9%-13.9pp |
| Annual return | 37.44% | 19.08%+18.4pp | 282.11%-244.7pp | 26.06%+11.4pp |
| Employer contribution / active EE | $1,714 | $3,172-45.9% | $4,034-57.5% | $2,596-34.0% |
| Participant deferral / active EE | $5,008 | $4,099+22.2% | $5,318-5.8% | $4,274+17.2% |
| Admin fee / account holder | $360 | $8,039-95.5% | $10,693-96.6% | $7,775-95.4% |