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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,715 | $88,672-69.9% | $105,223-74.6% | $82,448-67.6% |
| Participation rate | 55.0% | 67.9%-12.9pp | 75.0%-20.0pp | 68.1%-13.1pp |
| Annual return | 37.44% | 30.86%+6.6pp | 180.65%-143.2pp | 41.64%-4.2pp |
| Employer contribution / active EE | $1,714 | $3,048-43.8% | $3,689-53.5% | $2,551-32.8% |
| Participant deferral / active EE | $5,008 | $4,036+24.1% | $5,072-1.3% | $4,139+21.0% |
| Admin fee / account holder | $360 | $7,146-95.0% | $8,859-95.9% | $7,234-95.0% |