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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,879 | $99,053+18.0% | $88,179+32.5% | $138,895-15.9% |
| Participation rate | 91.3% | 74.2%+17.1pp | 69.1%+22.2pp | 79.9%+11.4pp |
| Annual return | 14.73% | 78.17%-63.4pp | 64.97%-50.2pp | 145.39%-130.7pp |
| Employer contribution / active EE | $2,663 | $2,882-7.6% | $2,549+4.5% | $4,194-36.5% |
| Participant deferral / active EE | $5,384 | $5,225+3.0% | $4,614+16.7% | $6,396-15.8% |
| Admin fee / account holder | $14,193 | $8,748+62.2% | $7,673+85.0% | $12,562+13.0% |