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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,879 | $107,809+8.4% | $97,032+20.5% | $155,188-24.7% |
| Participation rate | 91.3% | 75.5%+15.8pp | 71.6%+19.7pp | 80.8%+10.5pp |
| Annual return | 14.73% | 38.06%-23.3pp | 35.38%-20.7pp | 148.84%-134.1pp |
| Employer contribution / active EE | $2,663 | $2,911-8.5% | $2,629+1.3% | $4,248-37.3% |
| Participant deferral / active EE | $5,384 | $5,129+5.0% | $4,672+15.2% | $6,531-17.6% |
| Admin fee / account holder | $14,193 | $10,717+32.4% | $9,418+50.7% | $14,480-2.0% |