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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,077 | $102,609-78.5% | $98,090-77.5% | $138,895-84.1% |
| Participation rate | 88.2% | 82.8%+5.5pp | 81.5%+6.7pp | 79.9%+8.3pp |
| Annual return | 31.77% | 36.44%-4.7pp | 37.05%-5.3pp | 145.39%-113.6pp |
| Employer contribution / active EE | $1,688 | $3,867-56.4% | $3,606-53.2% | $4,194-59.8% |
| Participant deferral / active EE | $3,968 | $8,167-51.4% | $7,845-49.4% | $6,396-38.0% |
| Admin fee / account holder | $839 | $11,434-92.7% | $11,815-92.9% | $12,562-93.3% |