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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,933 | $72,071-71.0% | $68,368-69.4% | $137,256-84.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 14.66% | 353.14%-338.5pp | 292.57%-277.9pp | 220.34%-205.7pp |
| Employer contribution / active EE | $1,009 | $2,788-63.8% | $2,649-61.9% | $4,156-75.7% |
| Participant deferral / active EE | $1,619 | $4,410-63.3% | $4,123-60.7% | $6,407-74.7% |
| Admin fee / account holder | $1,147 | $5,336-78.5% | $5,150-77.7% | $12,270-90.6% |