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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,980 | $211,288-95.8% | $178,540-95.0% | $145,884-93.8% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 13.41% | 30.27%-16.9pp | 27.15%-13.7pp | 551.85%-538.4pp |
| Employer contribution / active EE | $0 | $4,574-100.0% | $3,953-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,341 | $6,967-66.4% | $6,281-62.7% | $6,690-65.0% |
| Admin fee / account holder | $1,740 | $12,105-85.6% | $10,424-83.3% | $13,392-87.0% |