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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,980 | $211,105-95.7% | $178,449-95.0% | $145,978-93.8% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 13.41% | 30.19%-16.8pp | 27.09%-13.7pp | 550.52%-537.1pp |
| Employer contribution / active EE | $0 | $4,569-100.0% | $3,951-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,341 | $6,959-66.4% | $6,277-62.7% | $6,690-65.0% |
| Admin fee / account holder | $1,740 | $12,017-85.5% | $10,362-83.2% | $13,400-87.0% |