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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,416 | $209,336-51.1% | $197,124-48.0% | $137,256-25.4% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 13.72% | 48.09%-34.4pp | 44.34%-30.6pp | 220.34%-206.6pp |
| Employer contribution / active EE | $11,985 | $6,591+81.9% | $6,227+92.5% | $4,156+188.4% |
| Participant deferral / active EE | $17,056 | $9,614+77.4% | $9,135+86.7% | $6,407+166.2% |
| Admin fee / account holder | $2,566 | $17,308-85.2% | $16,298-84.3% | $12,270-79.1% |