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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $17,937 |
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,584 | $24,891-45.4% | $69,623-80.5% | $74,459-81.8% |
| Participation rate | 59.0% | 63.4%-4.4pp | 66.4%-7.4pp | 67.2%-8.2pp |
| Annual return | 10.39% | 18.53%-8.1pp | 101.23%-90.8pp | 1369.70%-1359.3pp |
| Employer contribution / active EE | $836 | $1,005-16.8% | $1,709-51.1% | $2,626-68.2% |
| Participant deferral / active EE | $910 | $1,908-52.3% | $2,890-68.5% | $4,350-79.1% |
| Admin fee / account holder | $114 | $1,904-94.0% | $4,696-97.6% | $1,945-94.2% |