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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,574 | $57,140-50.0% | $85,240-66.5% | $80,959-64.7% |
| Participation rate | 13.5% | 56.4%-42.9pp | 67.5%-54.0pp | 67.7%-54.2pp |
| Annual return | 15.57% | 21.71%-6.1pp | 66.75%-51.2pp | 35.67%-20.1pp |
| Employer contribution / active EE | $513 | $1,802-71.6% | $2,735-81.3% | $2,757-81.4% |
| Participant deferral / active EE | $1,643 | $3,115-47.3% | $4,527-63.7% | $4,300-61.8% |
| Admin fee / account holder | $0 | $4,992-100.0% | $6,165-100.0% | $6,925-100.0% |