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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,789 | $160,040-40.1% | $147,096-34.9% | $145,877-34.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 23.19% | 98.49%-75.3pp | 419.75%-396.6pp | 551.28%-528.1pp |
| Employer contribution / active EE | $17,880 | $5,289+238.0% | $4,936+262.2% | $4,663+283.4% |
| Participant deferral / active EE | $11,872 | $8,429+40.9% | $8,071+47.1% | $6,691+77.4% |
| Admin fee / account holder | $713 | $15,050-95.3% | $13,005-94.5% | $13,402-94.7% |