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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,104 | $110,410+17.8% | $102,437+27.0% | $145,897-10.8% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 10.68% | 24.85%-14.2pp | 24.95%-14.3pp | 552.29%-541.6pp |
| Employer contribution / active EE | $3,654 | $4,217-13.4% | $3,871-5.6% | $4,663-21.6% |
| Participant deferral / active EE | $5,550 | $5,622-1.3% | $5,060+9.7% | $6,689-17.0% |
| Admin fee / account holder | $12,186 | $9,745+25.1% | $8,388+45.3% | $13,390-9.0% |