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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,761 | $76,522-76.8% | $56,033-68.3% | $145,884-87.8% |
| Participation rate | 40.0% | 63.2%-23.2pp | 52.5%-12.5pp | 80.3%-40.3pp |
| Annual return | 14.90% | 3014.28%-2999.4pp | 1711.38%-1696.5pp | 551.85%-536.9pp |
| Employer contribution / active EE | $967 | $1,382-30.0% | $1,041-7.1% | $4,662-79.3% |
| Participant deferral / active EE | $1,658 | $2,624-36.8% | $1,954-15.1% | $6,690-75.2% |
| Admin fee / account holder | $1,431 | $3,328-57.0% | $2,827-49.4% | $13,392-89.3% |