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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,545 | $174,379+22.5% | $152,093+40.4% | $138,895+53.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 8.78% | 74.86%-66.1pp | 66.36%-57.6pp | 145.39%-136.6pp |
| Employer contribution / active EE | $8,921 | $4,652+91.8% | $4,175+113.7% | $4,194+112.7% |
| Participant deferral / active EE | $7,023 | $6,159+14.0% | $5,451+28.8% | $6,396+9.8% |
| Admin fee / account holder | $3,635 | $16,880-78.5% | $14,497-74.9% | $12,562-71.1% |