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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,063 | $156,398+23.4% | $147,318+31.1% | $138,895+39.0% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 16.26% | 78.75%-62.5pp | 70.43%-54.2pp | 145.39%-129.1pp |
| Employer contribution / active EE | $4,965 | $4,853+2.3% | $4,593+8.1% | $4,194+18.4% |
| Participant deferral / active EE | $14,667 | $8,237+78.0% | $7,906+85.5% | $6,396+129.3% |
| Admin fee / account holder | $2,221 | $14,976-85.2% | $13,708-83.8% | $12,562-82.3% |