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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,879 | $111,535-82.2% | $105,223-81.1% | $137,256-85.5% |
| Participation rate | 90.5% | 78.1%+12.4pp | 75.0%+15.4pp | 80.0%+10.5pp |
| Annual return | 16.10% | 237.85%-221.8pp | 180.65%-164.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $920 | $3,939-76.7% | $3,689-75.1% | $4,156-77.9% |
| Participant deferral / active EE | $3,029 | $5,500-44.9% | $5,072-40.3% | $6,407-52.7% |
| Admin fee / account holder | $773 | $9,721-92.0% | $8,859-91.3% | $12,270-93.7% |