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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,652 | $110,337-84.0% | $102,383-82.8% | $145,877-87.9% |
| Participation rate | 93.3% | 77.9%+15.4pp | 74.5%+18.8pp | 80.3%+13.0pp |
| Annual return | 13.76% | 24.83%-11.1pp | 24.94%-11.2pp | 551.28%-537.5pp |
| Employer contribution / active EE | $1,152 | $4,216-72.7% | $3,870-70.2% | $4,663-75.3% |
| Participant deferral / active EE | $3,998 | $5,621-28.9% | $5,060-21.0% | $6,691-40.2% |
| Admin fee / account holder | $2,902 | $9,750-70.2% | $8,391-65.4% | $13,402-78.3% |