Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,638 | $95,453+9.6% | $112,040-6.6% | $82,448+26.9% |
| Participation rate | 65.7% | 72.8%-7.0pp | 76.5%-10.8pp | 68.1%-2.4pp |
| Annual return | 11.34% | 23.92%-12.6pp | 24.52%-13.2pp | 41.64%-30.3pp |
| Employer contribution / active EE | $2,283 | $2,318-1.5% | $2,954-22.7% | $2,551-10.5% |
| Participant deferral / active EE | $5,264 | $4,224+24.6% | $5,098+3.3% | $4,139+27.2% |
| Admin fee / account holder | $3,353 | $9,013-62.8% | $12,098-72.3% | $7,234-53.7% |