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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,079 | $174,379-1.3% | $152,093+13.1% | $138,895+23.9% |
| Participation rate | 58.3% | 81.6%-23.3pp | 77.8%-19.4pp | 79.9%-21.6pp |
| Annual return | 14.61% | 74.86%-60.3pp | 66.36%-51.8pp | 145.39%-130.8pp |
| Employer contribution / active EE | $1,756 | $4,652-62.2% | $4,175-57.9% | $4,194-58.1% |
| Participant deferral / active EE | $4,967 | $6,159-19.4% | $5,451-8.9% | $6,396-22.3% |
| Admin fee / account holder | $16,260 | $16,880-3.7% | $14,497+12.2% | $12,562+29.4% |