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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,079 | $181,062-5.0% | $158,223+8.8% | $155,188+10.9% |
| Participation rate | 58.3% | 82.7%-24.3pp | 79.2%-20.9pp | 80.8%-22.5pp |
| Annual return | 14.61% | 57.39%-42.8pp | 52.09%-37.5pp | 148.84%-134.2pp |
| Employer contribution / active EE | $1,756 | $4,565-61.5% | $4,109-57.3% | $4,248-58.7% |
| Participant deferral / active EE | $4,967 | $6,134-19.0% | $5,467-9.1% | $6,531-24.0% |
| Admin fee / account holder | $16,260 | $18,825-13.6% | $16,047+1.3% | $14,480+12.3% |