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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,014 | $106,864+4.8% | $147,318-24.0% | $82,637+35.5% |
| Participation rate | 97.8% | 75.5%+22.3pp | 82.1%+15.7pp | 68.1%+29.7pp |
| Annual return | 17.55% | 27.49%-9.9pp | 70.43%-52.9pp | 53.51%-36.0pp |
| Employer contribution / active EE | $4,090 | $3,417+19.7% | $4,593-10.9% | $2,552+60.3% |
| Participant deferral / active EE | $9,481 | $6,496+46.0% | $7,906+19.9% | $4,126+129.8% |
| Admin fee / account holder | $3,905 | $8,415-53.6% | $13,708-71.5% | $7,339-46.8% |