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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,772 | $154,228-82.6% | $145,433-81.6% | $137,256-80.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.99% | 74.59%-57.6pp | 66.58%-49.6pp | 220.34%-203.3pp |
| Employer contribution / active EE | $2,244 | $4,804-53.3% | $4,554-50.7% | $4,156-46.0% |
| Participant deferral / active EE | $6,881 | $8,216-16.3% | $7,897-12.9% | $6,407+7.4% |
| Admin fee / account holder | $405 | $14,344-97.2% | $13,129-96.9% | $12,270-96.7% |