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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,406 | $100,970-64.9% | $96,576-63.3% | $137,256-74.2% |
| Participation rate | 92.3% | 82.6%+9.7pp | 81.4%+10.9pp | 80.0%+12.3pp |
| Annual return | 19.54% | 38.16%-18.6pp | 38.47%-18.9pp | 220.34%-200.8pp |
| Employer contribution / active EE | $7,647 | $3,809+100.8% | $3,553+115.2% | $4,156+84.0% |
| Participant deferral / active EE | $15,831 | $8,286+91.0% | $7,956+99.0% | $6,407+147.1% |
| Admin fee / account holder | $17,098 | $11,312+51.2% | $11,381+50.2% | $12,270+39.3% |